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Bridge Business Insurance Solution Blog

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California employers are in line for a seventh straight cut in their workers' comp rates. The Workers’ Compensation Insurance Rating Bureau’s governing committee members approved a filing for a 7.2% rate cut for policies incepting on or after July 1, 2018. READ MORE >>

The WCIRB completed a study researching the appropriate classification for operations involving Unmanned Aircraft Systems (UAS) commonly referred to as aerial drones. Such operations are becoming increasing common in California and UASs are used in a variety of industries. READ MORE >>

Minimum Wage Laws As has now become an annual tradition for California, January 1, 2018 will ring in a new threshold for minimum wages for employees throughout the state. For all businesses with 26 or more employees, the statewide minimum wage will increase to $11.00/hour, while smaller companies (≤25) will increase to $10. READ MORE >>

Wood Dust Exposure What is wood dust? Wood dust is not just dust! Wood dust is tiny particles of wood produced during the processing and handling of wood, chipboard, and/or hardboard. Exposure to wood dust occurs in many industries, including logging and sawmill operations, furniture and paper manufacturing, and construction of residential and commercial buildings. READ MORE >>

WCIRB July 1, 2017 Pure Premium Rate Filing Decision On April 11, 2017, the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) issued a Bulletin advising members that a pure premium rate filing had been submitted to the California Insurance Commissioner that day. READ MORE >>

SACRAMENTO, Calif. - Insurance Commissioner Dave Jones adopted and issued a revised advisory pure premium rate, lowering the benchmark to $2.02 per $100 of payroll for workers' compensation insurance, effective July 1, 2017. This is 16.5 percent less than the average pure premium rate of $2. READ MORE >>

Always Out: What To Do When An Employee Keeps Calling In Sick Employees say the darnedest things when they call in sick. “My toe is stuck in a faucet” and “Someone glued my windows and doors shut” were among the least believable sick-day excuses heard by company managers polled in a recent survey by CareerBuilder. READ MORE >>

AB 2883 provides that all business workers’ comp insurance policies, including in-force policies, will be required to cover certain officers and directors of private corporations and working members of partnerships and limited liability companies that may have been previously excluded from coverage beginning on Jan. READ MORE >>

An Orange County sheriff’s deputy has been charged with perjury and insurance fraud for allegedly engaging in heavy CrossFit exercises while collecting compensation for work-related injuries. Nicholas Zappas, 36, of Laguna Niguel was arrested on Friday and charged with 11 felony counts of ... READ MORE >>

Background Experience rating is a system that benchmarks an individual employer against others in its industry based on that employer’s historical claim experience. This comparison is expressed as a percentage, called an experience modification or X-Mod, which is applied to an employer’s workers’ compensation premium. READ MORE >>

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