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Bridge Business Insurance Solution Blog: wcirb

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GOVERNOR GAVIN Newsom has signed a bill into law that will codify a court ruling from last year that set new ground rules for what constitutes an independent contractor, and which expands on that ruling. There’s been a lot written in the media about the law, AB 5, and much of it misses the point. READ MORE >>

California workers compensation written premiums for the first quarter of 2019 are down 12% compared with last year to $4.4 billion, according to the Workers Compensation Rating Bureau of California’s quarterly update. READ MORE >>

An Orange County sheriff’s deputy has been charged with perjury and insurance fraud for allegedly engaging in heavy CrossFit exercises while collecting compensation for work-related injuries. Nicholas Zappas, 36, of Laguna Niguel was arrested on Friday and charged with 11 felony counts of ... READ MORE >>

Physical Separation and Clerical Office Separation Physical separation is required when applying the Multiple Enterprises rule in Part 3, Standard Classification System, Section III, General Classification Procedures, Rule 3. The term Physical Separation or Physically Separated is defined at Section II, Classification Terminology, Rule 21: READ MORE >>

What happens when a policyholder doesn’t cooperate with a final audit? We will attempt to publish an experience modification excluding the unaudited payroll, but using all of the reported losses. The Experience Rating Plan does not allow the use of estimated or unaudited payroll in the experience modification calculation. READ MORE >>

AUTOMOBILE, TRUCK OR VAN CONVERSION OR CUSTOMIZING – all operations – including estimators and customer service representatives who inspect vehicles This classification applies to employers engaged in the conversion or customizing of automobiles, trucks or vans by performing a combination of mechanical, chassis, body, paint, upholstery and accessory installation work. READ MORE >>

Classifying Automotive Repair Operations AUTOMOBILE OR TRUCK REPAIR FACILITIES – no retail gasoline sales – all employees – including estimators, service writers and customer service representatives – N.O.C.  - 8389 READ MORE >>

A workers’ compensation policy typically insures a single entity (individual, partnership, corporation, etc.). More than one entity may be insured on a policy, but only when the entities share majority common ownership. Separate policies are required for entities that do not share majority common ownership. READ MORE >>

CLOTHING MFG. – including embroidery manufacturing  - 2501 This classification includes clothing manufacturers that design garments, even if some or all of the production sewing or assembling operations are subcontracted. READ MORE >>

NEW RULE FOR 2016 WCIRB - EXPERIENCE MODIFICATION The WCIRB submitted its January 1, 2016 Regulatory Filing to the California Department of Insurance on June 26, 2015 proposing changes to the California Workers’ Compensation Uniform Statistical Reporting Plan —1995 (Uniform Statistical Reporting Plan) and READ MORE >>

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